Our system runs on the same security infrastructure as all major banks, ensuring bank-level security on every transaction for you.
Our numberless cards ensure that your YPay card cannot be misused if lost or stolen.
No bank account is required. Simply register for YPay, complete the KYC, and your wallet is operational.
Register on the app using your mobile number and set a password.
You will need to input the following information:
Name
Gender
DOB
Email id
Address
And your sign-up is complete. Just Complete your KYC to start using YPay
Reserve Bank of India (RBI) regulations require us to complete Know Your Customer (KYC) for all our users.
You may go on the YPay app and click on, “Complete KYC”.
Currently, you can do two types of KYC for YPay:
1. Minimum KYC
Requires PAN number
Monthly limit – Rs. 10,000
Annual limit – 1,20,000
2. Full KYC
Requires Aadhar and biometrics
Your monthly ‘add money limit’ will be Rs. 5,00,000
Your annual ‘add money limit’ will be Rs. 15,00,000
No. COD is not available for the YPay card. The card is available at a nominal rate of Rs. 99 for a basic card and Rs. 499 for a customized/personalised card. You can download the YPay app to place your order.
Your tracking ID is {#var#}. You can track your order from here (current status of order not just ID).
You will get Rs. 51 referral bonus if someone uses your referral code to sign-up and order a YPay card. You will get the referral reward, upon delivery of the physical card to the person who has used your referral code.
Earn 2% cashback when you pay using YPay physical card and 1% cashback on payments when you pay using YPay virtual card.
YPay app is available on Apple and Android phones and devices. Visit the App Store from your Apple device, or Google Play store from your Android device to download.
There is no other hidden or annual fee associated with your YPay card.
To activate YPay card/key:
To set pin for your YPay card:
To block/unblock your YPay card:
To enable/disable online payments:
To enable/disable contactless payment:
To enable/disable ATM withdrawal on the card:
To add money:
To send money:
> Follow the instructions that come up.
To access your YPay account no. and IFSC code:
If your card is lost, go to the app and block your card from the “Card” section (see FAQ no.17), then order another card from the “Order” section (see FAQ no.10).
You can access the card number for your Virtual Card and Physical Card from the app, by going to the “Card” section on the app.
You can use your YPay card for Online Payments, Offline payments, and ATM Withdrawals.
Yes. You can withdraw money from all ATMs that accept RuPay cards.
There is no mandatory minimum age to use YPay. However, YPay is best for kids 9+ years old.
The “Shop” section on your app is a directory of YPay partner merchants in your area. Pay using YPay at these merchants to avail exclusive offers on your purchase.